Discuss your yes this is Betty fisher. I'm calling in reference to your Federal student loan. I would like to discuss your repayment options with some new changes that have taken effect recently. If you could be sure to give me a call back my number is 866-721-0990 and I'm gonna give you a reference number if you would please have this handy when you call back that would make things a lot easier. Your reference number is 06016. Thank you.
Call with a similar message above, although it was about "unsecured debt." I let my answering machine take the call. The caller sounded very professional, polite, and helpful. It sounded like a genuine business person returning a call. Unfortunately, since I receive many spam calls on my home phone, I am suspicious. I have Youmail on my cell, which helps greatly.