Sorry to keep you waiting I'm still trying to connect.
I see people are saying it's Capital One regarding a credit card, which makes sense as I recently got a Maurices card and kept waiting for a bill or something to come and didn't get a bill, and I hadn't realized how much time had actually passed before finding I had missed my first payment, which I never received a bill for, and Maurices credit is through Capital One.. just paid it and created an online account and we shall see if they quit calling!
I think this is Capitol One trying to collect on one of their accounts (they call on behalf of some store's credit cards like DressBarn). They call if you're late on a payment, things like that. Could be a scam but I don't think so!
There is no information or area code because its an 800 toll free number.
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