Hi this is Kelly with Financial engines. I manage the calendar for your Dave Ramsey Smart Master Pro. Mr. ramsey(?) hold this to a very high standard and requires us to reach 100% of the people who asked for help. So please give me a call when you can so that I can let Mr. Ramsey know that we've gotten in touch. I can be reached at 888-265-4280 or if you prefer just respond to the email that I'll be sending. Again this is Kelly with financial engines on behalf of your Dave Ramsey Smart Master Pro. I'll speak with you soon.