Yes this is Linda Rogers and this message is concerning your unsecured credit debt. I need to discuss your consolidation or repayment options with some new changes that have taken effect recently so if you could please be sure to give me a call back. My number is 866-820-2882 and if you could please have this reference number handy when you call back it would make things a lot easier for us. Your reference number is 08082. Thank you.