Hey, so, sorry, we were in the middle of something. This is Karen Miller calling in from legal. I just wanted to follow up with you to see if you got the correspondence we sent you in the mail it looks like you were pre, qualified for brand new debt settlement program everything that is going on you do not have to pay back your outstanding debt. Give me a call back directly. So we can connect you with our attorney. My number is 727612853 again that is 727-261-2850 and don't forget your loan program ID it should have been on that mailed you but just in case, you don't have it your loan program. I D is **** again ****. Thank you. And I look forward to speaking with you today.