Hi good morning this message is for Franklin Wallace this is Sandy I'm calling with Discover Card. Mr. Wallace I see we have left you several messages but we still haven't heard back from you. Give us an opportunity to discuss the special programs that are available. We're running out of time we only have two more weeks to work with you. Log on and chat with [email protected] or return this call today. Call toll free at 1-800-347-7588. We are available from 8:00 AM till 10:00 PM Eastern Standard Time Monday through Friday. That number again is 1-800-347-7588. I do look forward to speaking with you today. Thanks so much and have a wonderful day.