Hi, this is Kimberley with the credit card department. I'm just following up with you in regards to your outstanding credit card balances. We have been attempting to reach you because you are eligible for free information on a proven debt forgiveness program. It is imperative that I speak with you as soon as possible to go over this program with you you can reach me directly to discuss your options at 909-769-2023. Again, that is 909-769-2023. I look forward to speaking with you have a great day.