Hi this is Kyle calling from FCR Collections regarding your account. Please give me a call back at 888-286-0323 or if you prefer you may visit www.paymybalance.com to view your account details and make your payment. I am required to notify you that this is an attempt to collect a debt and any information obtained will be used for that purpose. I look forward to hearing back from you and answering any questions you may have. Thank you for your time and I hope that you're having a nice day.