Hello today is February 4. This is an urgent message regarding a letter you should've received concerning your eligibility for monthly payment reduction to be approved for $40 a month and your loan forgiveness eligibility. We must speak to you today in order to lock in this payment before the eligibility expires. If you feel like we have reached you in error please press nine to be removed from the list. As a reminder you must have $10,000 or more and must have an income of $1000 or more a month. Please press one to be connected to your Student Loan representative.