Same as above message -- said it was for Richard James Craig. We have had this number ring here for months - but today, Dec. 16, 2020 is the first time they left a message.
FYI, I have literally ignored these calls for 5 years... They call everyday and I never pick up, nothing has come of them and they aren't the only ones, so if you start getting these calls don't panic your world is far from over. If you owe under 50,000 or maybe even more they clearly aren't taking you to court and if they do threaten with a written letter... well then bankruptcy is always an option to explore.
If you feel bad, as we all do when we owe money, keep in mind how banks make their money. They are allowed to 'create' money out of nothing for your loan and then create more money from that newly created money. So when I hit hard times I didn't feel as bad about the banks not getting their magic money back instead I concentrated on paying back friends and family I had to rely on to get me through the roughest patches.
You can read about it here: https://medium.com/coinmonks/canadian-banks-create-money-too-6c69e2c3d8f5