Transcribed voicemail is "Very simple. If you are the owner or decision maker and have been in business for at least three months we can get you approved for a loan with no collateral no minimum payments and no loan payback schedule and the best part is you decide how you use the money for your business. The information is free so to learn more press one now to be immediately connected press one now or to be removed from our calling list press two." Suuuure it's very simple. Spam Spam Spam!!!