Yeah, this is Betty Thomson, and this message is concerning your unsecured credit debt. I need to discuss your consolidation or repayment options over the new changes that have taken effect. So if you could just give me a call back. My number is 866-804-2220. And then if you would have your reference number handy when you call, that would make things a lot easier for me. Your reference number is 806-0082. Thank.