When they ask if you can hear them now, NEVER say yes! These scheming scammers (machines) want to record your voice saying YES so they can claim that you owe for something you ordered, and they have your recorded voice saying yes to prove it!
AFTER YOU PLACE A REQUEST FOR WHAT YOU THINK IS A LEGITIMATE COMPANY, THESE PEOPLE CALL YOU, I'M SURE FROM A DIFFERENT PHONE NUMBER EVERY TIME AS THEY HAVE A GOOGLE VOICE PHONE NUMBER AND MAGIC JACK IS THEIR PROVIDER, INDIAN ACCENTS YET CLAIMING TO BE FROM COMMUNITY CHOICE FINANCIAL INC, OR I'M ASSUMING WHICHEVER SPOOFED LENDER SITE YOU USED. THEY OFFER YOU LOANS WITH GREAT INTEREST RATES WHEN NO ONE ELSE WILL, THEY SAY THEY HAVE TO GET AN INSURANCE PLAN FOR THE LOAN IN YOUR NAME SO THEY WILL PAY FOR IT BY PUTTING THE FUNDS INTO YOUR BANK ACCOUNT, THEY THEN DEPOSIT A CHECK, YES A CHECK, AND THEY WILL KEEP DOING IT UNTIL YOUR BANK LOCKS YOUR ACCOUNTS, EVEN IF YOU DON'T SEND THEM MONEY. LUCKILY MINE GOT LOCKED AS SOON AS I SAW THE FIRST DEPOSIT, I CALLED AND TALKED TO THEM, SO THEY WERE ALERTED IMMEDIATELY. DO NOT GIVE ANY PERSONAL INFO VERIFICATION, EVEN IF THEY ALREADY HAVE THE INFO, SS#, DL, ACCOUNT/ROUTING NUMBER. HANG UP, CALL BANK. REPORT NUMBER. NOW DEALING WITH IDENTITY THEFT